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	<title>On My Mind</title>
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	<description>Roger Niello&#039;s personal blog</description>
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		<title>Banning debit card fees just eliminates transparency and hurts consumers</title>
		<link>http://www.rogerniello.com/on_my_mind/?p=408</link>
		<comments>http://www.rogerniello.com/on_my_mind/?p=408#comments</comments>
		<pubDate>Sat, 14 Aug 2010 20:30:34 +0000</pubDate>
		<dc:creator>Roger</dc:creator>
				<category><![CDATA[Perspectives]]></category>

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		<description><![CDATA[This week, a bill came before the State Assembly that would &#8220;ban&#8221; debit card fees.  It never ceases to amaze me how people seem to think that if the government steps in and bans something, it will go away entirely.
The reality is that banks charge retailers a transaction fee for using debt cards and [...]]]></description>
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		<title>Remembering State Senator Dave Cox</title>
		<link>http://www.rogerniello.com/on_my_mind/?p=404</link>
		<comments>http://www.rogerniello.com/on_my_mind/?p=404#comments</comments>
		<pubDate>Sun, 25 Jul 2010 00:19:59 +0000</pubDate>
		<dc:creator>Roger</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[There will be a public memorial for State Senator Dave Cox on August 5th at the Cathedral of the Blessed Sacrament in Downtown Sacramento located at 1017 11th Street.  The ceremony begins promptly at 10:00am.  
In lieu of flowers, the Cox family asks that donations be made to the Dave and Maggie Cox [...]]]></description>
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		<title>Water Bond</title>
		<link>http://www.rogerniello.com/on_my_mind/?p=397</link>
		<comments>http://www.rogerniello.com/on_my_mind/?p=397#comments</comments>
		<pubDate>Wed, 30 Jun 2010 03:59:04 +0000</pubDate>
		<dc:creator>Roger</dc:creator>
				<category><![CDATA[Perspectives]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.rogerniello.com/on_my_mind/?p=397</guid>
		<description><![CDATA[There&#8217;s been a lot of talk this week about removing the $11 billion water bond from the November 2010 ballot and putting it on the 2012 ballot.  Many think it won&#8217;t pass if it&#8217;s on this year&#8217;s ballot.  I say, get rid of it all together.  California can&#8217;t afford it and for [...]]]></description>
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		<title>Roger&#8217;s Voter Guide for June 8th Election</title>
		<link>http://www.rogerniello.com/on_my_mind/?p=366</link>
		<comments>http://www.rogerniello.com/on_my_mind/?p=366#comments</comments>
		<pubDate>Wed, 19 May 2010 20:59:54 +0000</pubDate>
		<dc:creator>Roger</dc:creator>
				<category><![CDATA[Perspectives]]></category>

		<guid isPermaLink="false">http://www.rogerniello.com/on_my_mind/?p=366</guid>
		<description><![CDATA[Below are my recommendations for the June 8th Primary Election
Governor: Meg Whitman
Secretary of State: Damon Dunn
Controller: Tony Strickland
Treasurer: Mimi Walters
Attorney General: Tom Harmon
Ins. Commissioner: Mike Villines
U.S. Senator: Chuck Devore
State Senate District 4: Doug LaMalfa
Assembly District 5: Andy Pugno
County Bd of Ed Dist. 3: Matt Hedges
County BOS, District 2: Jimmy Yee
District Attorney: Jan Scully
Sac County Sheriff: [...]]]></description>
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		<title>Foster Care Adoption Day Event, Act II</title>
		<link>http://www.rogerniello.com/on_my_mind/?p=361</link>
		<comments>http://www.rogerniello.com/on_my_mind/?p=361#comments</comments>
		<pubDate>Tue, 04 May 2010 18:55:31 +0000</pubDate>
		<dc:creator>Roger</dc:creator>
				<category><![CDATA[Perspectives]]></category>

		<guid isPermaLink="false">http://www.rogerniello.com/on_my_mind/?p=361</guid>
		<description><![CDATA[Please join me and Senator George Runner at our second Foster Care and Adoption Day event on May 15.  This time, we will be at Arcade Church in Sacramento.  If you are considering adoption or becoming a foster parent, please come out to this workshop to find out what you need to know. [...]]]></description>
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		<title>Mortgage Debt Forgiveness Tax Relief &#8211; Finally</title>
		<link>http://www.rogerniello.com/on_my_mind/?p=355</link>
		<comments>http://www.rogerniello.com/on_my_mind/?p=355#comments</comments>
		<pubDate>Tue, 13 Apr 2010 18:16:26 +0000</pubDate>
		<dc:creator>Roger</dc:creator>
				<category><![CDATA[Perspectives]]></category>

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		<description><![CDATA[The Governor signed SB 401 yesterday afternoon, just three days before the April 15 Tax filing deadline.  This is good news and will save many displaced homeowners a lot of anxiety and grief about their potential tax bills from forgiven mortgage debt on negotiated short sales in 2009.  The Franchise Tax Board posted this information [...]]]></description>
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		<title>Why are Businesses Leaving California?</title>
		<link>http://www.rogerniello.com/on_my_mind/?p=351</link>
		<comments>http://www.rogerniello.com/on_my_mind/?p=351#comments</comments>
		<pubDate>Fri, 26 Mar 2010 18:31:51 +0000</pubDate>
		<dc:creator>Roger</dc:creator>
				<category><![CDATA[Economy]]></category>

		<guid isPermaLink="false">http://www.rogerniello.com/on_my_mind/?p=351</guid>
		<description><![CDATA[Take a look at this video of Joseph Vranich, a &#8220;business relocation coach&#8221; that helps businesses relocate from California to other states.  He runs down the top ten list of why businesses are calling the moving companies and leaving California.  
After viewing this, it is any wonder why California&#8217;s unemployment rate is still [...]]]></description>
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		<title>More video&#8230;and another round of hearings</title>
		<link>http://www.rogerniello.com/on_my_mind/?p=346</link>
		<comments>http://www.rogerniello.com/on_my_mind/?p=346#comments</comments>
		<pubDate>Tue, 09 Feb 2010 20:35:03 +0000</pubDate>
		<dc:creator>Roger</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.rogerniello.com/on_my_mind/?p=346</guid>
		<description><![CDATA[Below you&#8217;ll find the video highlights, or maybe we ought to call them lowlights, of our Roseville Business regulatory hearings held in January. Unfortunately, everywhere we go, we continue to find stories of businesses who are prevented from growing and hiring new employees or are being forced to look elsewhere to grow.
Senator Cox and I [...]]]></description>
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		<title>We Must Be Doing Something Right</title>
		<link>http://www.rogerniello.com/on_my_mind/?p=339</link>
		<comments>http://www.rogerniello.com/on_my_mind/?p=339#comments</comments>
		<pubDate>Wed, 20 Jan 2010 01:16:07 +0000</pubDate>
		<dc:creator>Roger</dc:creator>
				<category><![CDATA[Perspectives]]></category>

		<guid isPermaLink="false">http://www.rogerniello.com/on_my_mind/?p=339</guid>
		<description><![CDATA[You know you’re having an impact when the opposition squeals. And, sometimes the more shrill the squeal the more successful you can feel.  Such is the case for Senator Dave Cox’s and my hearings on business regulations.
A liberal blogger, Adam Eran, has taken the bait.  See his piece here.  Aside from his [...]]]></description>
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		<item>
		<title>Sacramento employers speak out about regulations</title>
		<link>http://www.rogerniello.com/on_my_mind/?p=326</link>
		<comments>http://www.rogerniello.com/on_my_mind/?p=326#comments</comments>
		<pubDate>Fri, 18 Dec 2009 23:15:59 +0000</pubDate>
		<dc:creator>Roger</dc:creator>
				<category><![CDATA[Perspectives]]></category>

		<guid isPermaLink="false">http://www.rogerniello.com/on_my_mind/?p=326</guid>
		<description><![CDATA[Senator Dave Cox and I held hearings earlier this week at the State Capitol and in Citrus Heights to hear from area-employers who are frustrated by the myriad of state and local regulations.  As you can see from the attached video clip of the State Capitol hearing, we heard from several local business owners [...]]]></description>
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